Bank Forex Rates Today

Compare live USD/INR forex rates across major Indian banks. See TT sell rate, forex spread, estimated charges, and how much your recipient may actually get.

Updated 21 Oct 2026, 2:00 pm ISTIndicative rates. Actual bank quote may vary.

Best effective rate: Indian Overseas Bank

Supported Banks

Indian Overseas Bank

Best effective rate

USD TT Sell

94.84

Recipient (₹1,00,000)

$1,043.18

Spread vs Mid

+0.06%

Updated 21 Oct 2026, 2:00 pm IST

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State Bank of India

USD TT Sell

95.28

Recipient (₹1,00,000)

$1,035.91

Spread vs Mid

+0.52%

Updated 21 Oct 2026, 2:00 pm IST

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IDFC FIRST Bank

USD TT Sell

96.52

Recipient (₹1,00,000)

$1,034.19

Spread vs Mid

+1.83%

Updated 21 Oct 2026, 2:00 pm IST

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Axis Bank

USD TT Sell

96.40

Recipient (₹1,00,000)

$1,029.36

Spread vs Mid

+1.70%

Updated 21 Oct 2026, 2:00 pm IST

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Kotak Mahindra Bank

USD TT Sell

96.44

Recipient (₹1,00,000)

$1,028.93

Spread vs Mid

+1.74%

Updated 21 Oct 2026, 2:00 pm IST

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HSBC Bank

USD TT Sell

96.55

Recipient (₹1,00,000)

$1,027.76

Spread vs Mid

+1.86%

Updated 21 Oct 2026, 2:00 pm IST

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HDFC Bank

USD TT Sell

96.24

Recipient (₹1,00,000)

$1,024.94

Spread vs Mid

+1.53%

Updated 21 Oct 2026, 2:00 pm IST

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ICICI Bank

USD TT Sell

97.17

Recipient (₹1,00,000)

$1,015.13

Spread vs Mid

+2.51%

Updated 21 Oct 2026, 2:00 pm IST

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How to Compare Bank Forex Rates

TT sell rate: the rate your bank uses to convert INR when sending abroad.
Spread: the extra markup above market rate.
Fees + GST: fixed bank fee and tax impact your final payout.
Recipient amount matters most: compare final USD received, not just headline rate.

Rates are indicative and for reference only. Final rates may vary by branch, customer profile, and transfer time. Excludes TCS and correspondent bank charges where applicable.